About the firm 

  • Mission Statement
  • Core Values
  • Our Services

We believe that every person has a God given purpose and that how they use their money will either serve as a catalyst in fulfilling that purpose or as a culprit in sabotaging it. Good financial planning is the difference in which potential outcome becomes reality. A wealthentic life is the result of connecting your WEALTH and your authentic WHY and then maintaining that connection over time.

We help people lead wealthentic lives.

Connecting your wealth with your why.

planning + tools + education = financial wellness

Every Person Has a Why 

And here's ours

We love people.

We want to see people lead impactful lives and for the world to know they were here.
We believe that how people relate to and use their money will greatly impact the influence of their life story.

We would love the opportunity to learn more about what you want your story to say!

Meet the team 

Luke Milholland, CFP®,ChFC®,CLU®

Luke is the founder of Vault Wealth Strategies and is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®).  He loves business and enjoys working with those with an entrepreneurial spirit.

He is passionate about helping people relate to their money in a positive and more meaningful way, and to see them align their finances with what they truly value.  

He is married to Whitney and they have 4 kids: Jax, Truman, Selah (in heaven), and Rayna.  They are active in their church community and have a passion to help family units thrive. 

Hi, I’m Luke!  My wife Whitney and I have 4 kids: Jax, Truman, Selah (who is in heaven), and Rayna.  We live south of Norman on a horse ranch.  I grew up training & showing horses, although these days I don’t get to ride much.  When I’m not at the office I am most likely chasing kiddos! If you have 3 or more young kids you know what I’m talking about, and if you have brothers that are close in age then you REALLY know what I mean!   Our main hobby is trying to get places on time without forgetting anything (don’t worry…we won’t be quitting the day jobs anytime soon). We are actively involved in our church.  I am a member, and have served on the board, of NormanNEXT and am a member of the National Reining Horse Association.  Other things I enjoy are books, road trips, discovering new places to eat, guitars, OU Athletics, dri-fit shirts, and growing beards.  

I feel super blessed to do work that I truly enjoy, and think it is really an honor to get to serve people in the capacity that I do.  I spent nearly 10 years working for two of the largest financial services institutions in the country.  It was great experience and I learned so much during that time.  Being independent, however, has allowed me the great joy and peace of mind of knowing that we can adapt quickly to the needs of our clients and that our only concern is their best interest.

I hope that we get a chance to hear your story sometime soon.  If I can help in anyway please let me know! 

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Craig Wilson

Craig works with clients to develop their personal financial plans.  His unique approach of combining his experience as a Lean Six Sigma Greenbelt with actionable financial concepts helps clients achieve their goals with confidence & efficiency. 

Craig approaches his work with a missional zeal, and is passionate about financial literacy and helping clients steward their finances well.

He and his wife, Kat, have 3 kids: Mason, Janie, & Garrison.  They love kids and are very involved with the children's ministry at their church. 

Hello!  My name is Richard Craig Wilson, but I go by Craig.  My wife Kat and I have 3 lovely children: Mason, Janie, and Garrison.  Kat and I have a passion for children’s ministry and are heavily involved with our church.  God has blessed me so incredibly much with my family!  He has taught me so many life lessons through them and others around us, and by combining those lessons with a passion for finances and helping people, God has called me to the financial industry.  I am definitely aware of my strengths and know how to maximize them to not just meet the financial needs of our clients, but to ensure we are all being good stewards on this earth!  I graduated from MidAmerica Nazarene University (Olathe, KS) with a Bachelor of Science majoring in Computer Science where I honed my abilities to be detail oriented and a creative problem solver.  I hold a certification as a Strengths Coach with the Nazarene Strengths Institute as well as a certification as a Lean Six Sigma Greenbelt from the University of Oklahoma Lean Institute.  I am also actively involved in Kingdom Advisors where I get to network with other advisors and ensure we are all applying biblical principals to our businesses.

I spent my initial year at one of the largest financial service institutions in America and quickly learned that I want to truly holistically serve my clients.  At Vault Wealth Strategies we have the ability to do just that, while providing truly unbiased advice that is in your best interest.  It is my daily goal and prayer that I live by the “golden rule”: To treat everyone like I want to be treated.  That is why my only focus is to work in the best interest of our clients, because that’s exactly what I would want!  Whatever your goals and story may be, it is my job to ensure you live into those financially.

I look forward to meeting you and getting the opportunity to exceed your expectations!

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technology that works for you

We have personally evaluated the top software and technology available to bring you tools that you can actually use. We are forward thinking and utilize technology to make your life easier.

 Don't have time to come in to the office to meet with us? No problem. We can meet remotely with you wherever you are, using your own personal computer or even your phone. 

You'll have an industry leading Personal Financial Website to see all of your accounts in one place, right alongside your financial plan.  A living, breathing financial plan that will stay up to date as life happens.  We'll be right there with you every step of the way, that's our promise to you.

Personal Financial Website

Investment Analysis